I'm not sure, I think that could work. I think your best chance would be to get someone to MM the deal for you, you bank transfer them, they cashapp to the person you're trying to send to.
It's because your bank account is a Under 19s account. I'm also from the UK and had this problem before, once I turned 18 I converted my bank into a normal bank instead of under 19s and now I can use CashApp, gamble etc.
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