A LOAN IS FINAL ONCE THE MONEY IS SENT!!

[avsterbone]

Recently I loaned Paradise $6 for a payback of $8 a week later. However, after I sent him the money 5 min later he no longer needed it and refunded it and claimed he didn't owe the ROI. For whatever reason M6 agreed with him and he didn't have to pay the ROI. Read this scam report for more info http://www.mc-market.org/threads/92896/

I think it's bs that a user can cancel the loan 5 min cause of an issue they had. The rule should be once the money is sent the loan is active. None of this "5 min grace period" bs. What do you guys think?

 

[M6Gaming]

You love twisting words.

Like I said, it's not about a grace period.
It's how he offered you to purchase the game, then pay the ROI after. I wonder why you left that out?
It literally shows no intention of Scamming.

 

[avsterbone]

You love twisting words.

Like I said, it's not about a grace period.
It's how he offered you to purchase the game, then pay the ROI after. I wonder why you left that out?
It literally shows no intention of Scamming.

Read the chat log in the report. Like I said I had no clue that thing he mentioned was a video game.

 

[M6Gaming]

Read the chat log in the report. Like I said I had no clue that thing he mentioned was a video game.

And that isn't my problem, that is yours.

 

[Catz]

It makes zero sense. The fact that he wanted it 5 minutes ago then didn't need it, it sounds like he just wanted you to waste money on paypal fee's to be honest.

 

[avsterbone]

You love twisting words.

Like I said, it's not about a grace period.
It's how he offered you to purchase the game, then pay the ROI after. I wonder why you left that out?
It literally shows no intention of Scamming.

Also it's not my job to be his middleman if his shit doesn't work out the way he planned.[DOUBLEPOST=1460316017][/DOUBLEPOST]M6Gaming once the money is sent the loan is active. Period.

 

[thebaum64]

Are you REALLY going to make a fuss over 2$..? really? This whole thing is just plain ridiculous...

 

[avsterbone]

Are you REALLY going to make a fuss over 2$..? really? This whole thing is just plain ridiculous...

I am. And you know why? What is it was $20 or $200. I want this issue adressed now because the domino this effect could have is insane. If MCM wants to mandate a refund policy for loans I want it in their rules.

 

[Sloth]

Besides the obvious elephant known as drama in the room, why don't we all actually look at the suggestion brought forward. All this has been is a flame war so far comprised of both players and staff.

 

[thebaum64]

I am. And you know why? What is it was $20 or $200. I want this issue adressed now because the domino this effect could have is insane. If MCM wants to mandate a refund policy for loans I want it in their rules.

It was 5 minutes... and he did not even use it... your just being rude to the guy for no reason. If I lent someone 1k and in 5 minutes they said "Oh I can't use it now, here is it back" I would not make him pay an ROI.. its just being nice to him. I mean your make a giant deal over literally nothing.

 

[Sloth]

Why did you post this in suggestions as well?

The suggestion is once a user has been given a loan the said user cannot just take that loan back. Similar to how investments work on the site currently.

 

[avsterbone]

It was 5 minutes... and he did not even use it... your just being rude to the guy for no reason. If I lent someone 1k and in 5 minutes they said "Oh I can't use it now, here is it back" I would not make him pay an ROI.. its just being nice to him. I mean your make a giant deal over literally nothing.

You're missing the point. You may be that nice guy that will let him refund it without ROI, but I am not. When I loan the money it's final unless I say otherwise.

 

[thebaum64]

You're missing the point. You may be that nice guy that will let him refund it without ROI, but I am not. When I loan the money it's final unless I say otherwise.

He did not even get to use the money, and when he said you can buy it for him and he would pay back, you would not do that, which makes no sense. This whole scenario is ignorant.. Just be nice and let it go and NOT make a fuss over 2$... its really sad

 

[avsterbone]

Just be nice and let it go

omg you're MISSING THE POINT. It's my choice whether I let him, not his. If I want to be nice that's my option. I do not have to.

 

[Sloth]

I don't really think there should be any rules saying you can't ask for your money back right away, but if you make a loan and then ask for it back a few days/weeks later it should be against the rules.