So that way when you don't have enough of a balance each month, get slapped with a $15 Minimum Balance Fee or maybe a $12 Maintenance Fee.
Wait you didn't even have $10 in the account and now you're negative? How does a $35 Overdraft Fee sound?
Just don't get a bank account with a minimum fee... I have several bank accounts, never had to pay a penny of fees; if you don't want to pay fees, don't open an account that charges them (well, overdraft is standard, but that's your fault for bouncing a check
