Change investments / loans [edited original post]

[Tyler]

I think that loans / investments should be removed because of the constant scams with users not paying people back and this is just an easy way for users to scam (and exit scam), get trusted, ask for a big loan or investment, get it, then don't pay back..

No hate please, there's the benefits of this, I know it's the way some people are able to start / fund their servers but if you don't have a job and your own way of income, I suggest you don't start a server, as you'll be screwed once you run out of the investment money.

Also I'd like to add that a lot of people that request investments do it because they don't have money to start a server, and they are expecting enough donations to pay back all their investors. Donations are not guaranteed in any way and then investors aren't paid back if they don't make hundreds of dollars in donations..

EDIT:
Maybe a way to fix some of this, since some people don't like the idea of totally removing it... Make investments have to be approved / denied by staff like scam reports. This way it eliminates the troll posts or the ones that clearly look like scam. Spigot does this and it works fine, and they even have a separate staff member that deals with them.

Also, maybe a requirement for a certain amount of posts before you can request investments? So we don't get those new people with 3 posts asking for a few hundred dollars..

Or even like what Cooltime2 said, move investments to the premium forum.

If you rate disagree, please explain why.

 

[Doge]

Look most investments do fail in the end but we shouldn't stop people from doing it. Let people have hope for having a website/server.

Unless we go off account logic and claim this is an unstable section of the forums....

Exactly, this is what I don't get.

Accounts that are stolen being locked by an automated system = accounts "too risky", remove it

Investments with a message stating there's a chance that you won't get anything back = totally okay

Either keep both or remove both. No need for inconsistency.

 

[Tyler]

Exactly, this is what I don't get.

Accounts that are stolen being locked by an automated system = accounts "too risky", remove it

Investments with a message stating there's a chance that you won't get anything back = totally okay

Either keep both or remove both. No need for inconsistency.

I like this.

 

[HM04]

Did nothing to "look cool". Simply rated your posting disagree, because, well incase you didn't guess, I disagree with you.

Your point isn't being proven wrong, you are just stupid if you think that scams don't happen easier in investments.

Who even are you? Stop trying to "look cool".

Investment scams are just as easy as any other, that is my final say on this. Man, of course you gotta pull out the "Who are you" on a Minecraft forum. Alright, have a good night my man.

 

[Theo J]

I don't agree with this. There are some people looking for investments / loans that are very mature and know how to manage money. It is up to the person investing to do their research and do everything they can to keep them and their money safe. If they're scammed, hopefully, they can get their money back, but they should have taken precautions before going through with investing.

We can't just keep removing things from MCM (Accounts, eBooks, etc.) just because people might get scammed, or there is a chance a trade won't work. The buyers/sellers just need to be careful.

 

[Cooltime2]

Alright why not make a requirement of certain message/reaction or both in order to make a thread on the investment/loan sections. There are numerous of solutions to solve this problem with investments and loans.

 

[Tyler]

Maybe a way to fix some of this, since some kids don't like the idea of totally removing it... Make investments have to be approved / denied by staff like scam reports. This way it eliminates the troll posts or the ones that clearly look like scam.

Also, maybe a requirement for a certain amount of posts before you can request investments? So we don't get those new people with 3 posts asking for a few hundred dollars..

Or, like Cooltime2 said, move them into the premium forums..

 

[Tyler]

Well then this Highlights my other issue, LACK OF STAFF, they are stretched as it is and will only be stretched further, look at all the idle shit they deal with daily, KIDS bitching and moaning about crap.....

That is another suggestion that would not be dealt with, they definitely need more staff.. At least 1 more scam resolver, maybe another resource mod to help Myiume.. this community is large and has a lot of problems that they should have enough staff to deal with them quickly..

 

[Tyler]

I don't think you should remove it. I agree with Doge, there should be no inconsistency.


I think that there should be a requirement to post in the investments/loans forum. Maybe a certain number of reactions. This would prevent xXyourMamaXx (example) with 1 message from posting for example:

Also, maybe a requirement for a certain amount of posts before you can request investments? So we don't get those new people with 3 posts asking for a few hundred dollars..

Like I just stated a couple posts above. Going to add that to my main post. The only issue could be people can farm reactions and posts. The staff approving it should just have to check up on the user before approving it. This seems to work fine on Spigot (in services and recruitment), and they have a separate staff member that deals with them.[DOUBLEPOST=1458614483][/DOUBLEPOST]

Well i raised this issue before, and got told by Gruss not to assume M6 is overun as he likes working solo....., I personally think TRIAL positions should be given to people on a trial basis to see if they are capable of resolving issue's that happen if that fails then onto the next person etc.

It seems if something is not done quick then the forums will slip to far down to be pulled back up!.

They had Dustco as a trial mod, i think he got demoted.

 

[Cooltime2]

Separate the loan and investment sections. Here is the reason why loans are for the people who need desperately and must pay the user back no matter what. While investments are risk, they should not be file for a scam report but loans is allow for a scam report because the user failed to return the money back.

 

[Devon]

I somewhat agree, check out my ebook later for that kind of help for everyone.
Anyways... The seperation would be dumb because no one would loan then or try to trick people into saying it's a loan when it isnt.

I think it's a pretty good idea to separate them. If someone tried to trick people into thinking it's a loan when it isn't, that could be easily distinguished by which section it is in. A loan is for something that they need/want at that time, maybe if they get paid soon but want a new game that just came out. Investments are usually not so urgent and end up profitable for the person receiving the investment to a point where they can pay back the user without outside funds. This is why an investment is different as you are taking a larger risk.