I loaned $10 to a user who was offering a $20 payback. I did the loan after asking some questions and reviewing his reputation (3 positives) and him agreeing to my ToS, and he gave updates on all agreed dates until the day he was supposed to payback. He was supposed to pack back on May 4th, but hasn't responded to my Discord messages (invisible mode), email, or messages on here, and now his payback total is up to about $70 (ToS lateness fees). When I try to message him on Discord, I get a automatic reply saying he either left a shared server, removed me as a friend, or blocked me. His profile on here says he was last seen less than a week ago. What are the odds that I was scammed?
