So I was thinking of making a loan service website where people can request loans then from an admin panel the admin can accept or deny a request for a loan. They can then set it to accepted if they have sent the funds or denied if they don't think the user is worthy of a loan. Please note, I am not giving loans, I am seeing if people would be interested in hosting this website for themselves. Customisable of course. I have designed a shell (just html/css) so you can get a feel for what the working product might look like.

If you've noticed, there is a payback link, my idea is that a user who has requested a loan can go to payback, see any loans they still owe and click paypack where it will take them through PayPal to pay back the loan.
The form could either send the request to the admin panel or via email.
Please give me feedback and suggestions without being rude. I had the idea whilst thinking of a simple way to request a loan from someone.

If you've noticed, there is a payback link, my idea is that a user who has requested a loan can go to payback, see any loans they still owe and click paypack where it will take them through PayPal to pay back the loan.
The form could either send the request to the admin panel or via email.
Please give me feedback and suggestions without being rude. I had the idea whilst thinking of a simple way to request a loan from someone.

