Loan service questions

[applezzz]

To people who have experience doing loans on mcm or any other forum website:

1) Why pay people using Paypal g&s and have them pay you back using f&f?

2) How to win chargebacks against scammers?

 

[alhassanv]

I have gotten around to getting scammed ALOT, recently with a loan. I lend some guy 30$ he then said he would return after 2 weeks at 50$, he ghosted me when that day came. Before I paid he wanted to sign a contract, it didnt bind legally, but as a payment note I wrote this: "By accepting this loan you accept to the following terms" then I included link of the contract's link.
I then provided discord chats and how he ghosted me and I won the case.