Scam Reports | Investments & Loans

[Capaldi]

I'm not too sure how people feel about this, but I believe users who have a scam report on them should have some restrictions on posting in the Investments & Loans until the scam report is resolved.

This post is inspired by rawrr, who has a scam report on him and he made a thread requesting a loan 2 days later, blatantly lying in his post. rawrr was not only being sketchy in his thread (saying he bought the cape account from Macaroon on here and had to wait for Macaroon to come on, despite that rawrr could have gathered the proof to defend himself on his behalf)

Anyway, even though having a scam report open doesn't automatically mean a person scams, but there should be some restrictions on the forums so users who actually do scam or are actually sketchy, such as rawrr (look at his scam report and his loan thread if you want to see how) from trying to scam even more people (I am not saying rawrr scammed or is scamming, but it's sketchy)

Either that or put up a caution tag or have some way to let people know the user has a scam report open and people can judge for themselves if the scam report is valid, such as someone not holding their part of the deal not like backing out of a deal before payment or things are traded.

*I am not suggesting to restrict them from posting entirely, just in the Investments & Loans*

**By inspired, I mean I didn't think about people creating in the Investments & Loans because I don't check there often but I recently enabled notifications for that section and noticed how rawrr made a loan request thread 2 days after their scam report and that they were told to refund the person who reported them.**


Please let me know what you think.

 

[Whiskey]

If you loan someone without checking if they are credible you shouldn't be on the site. Don't trust anyone on the internet, always be skeptic. Plenty of reports get resolved daily and restricting users from actively using their account in their desired business is unreasonable.

 

[Capaldi]

If you loan someone without checking if they are credible you shouldn't be on the site. Don't trust anyone on the internet, always be skeptic. Plenty of reports get resolved daily and restricting users from actively using their account in their desired business is unreasonable.

I don't think you read my thread entirely, I am not suggesting them be restricted of everything, only posting in the Investments & Loans section. They shouldn't be asking or giving out loans if they have a scam report on them, because loaning revolves around money and what if they lose the scam report and have to pay back but can't because they've been loaning people money? They'd have to charge back, essentially scamming even more people and screwing up things for more than 1 person.

Most loaners check with other loaners to see if there is a loan on a person.
If someone is posting on various loan threads, they shouldn't be loaned to. Simple as.

At the current moment, I don't think this a massive issue for most loaners.
Scam reports in a different sector are not related too heavily to loans.

This isn't about that, it's about people who have a scam report on them and they make a thread wanting a loan. I don't think you read my thread at all because your comment is not pertaining to my suggestion in the slighest.

 

[Capaldi]

Despite this, many scam reports turn out to be false and lacking evidence, your one on Rawrr is possibly one of the exceptions to this, and many people with scam reports on them think twice before opening loan threads.

There is this thing known as common sense that people lack if they get scammed due to this.

Exactly. But people do get scammed, maybe I should change this suggestion to just add a caution tag because I've seen where multiple people have made a scam report on 1 person and they have had plenty of time to find more victims.

Regardless of what someone is when they get scammed, it would still help people to make a better choice/judgment on who to deal with and who not to deal with.

 

[Mick]

On MC-Market you are innocent until proven guilty by a scam report. Even if you have 5 scam reports against you that doesn't make you guilty and we aren't going to limit you for something that you possibly didn't even do. If a user who is offering a loan wants to not offer their loans to users with a scam report against them that's fine, but building something like that into MCM doesn't seem fair.

Denied, thanks for the suggestion.