Stop Scam (IMO)

[Zeiyon]

Yo,
So I was thinking of this last night,
What if we start using a custom made currency, that's controlled by MCM?
So like, MCM credits or MCM money.
For example, there is a balance in you MCM account.
Then you can add balance to your MCM account, by adding
Money from PayPal. Then you can send your MCM currency to others and they can then withdraw it after 1-2 weeks.
This way, if someone scams someone else, you can do a scam report, and you will 100% get your money back, if you are right.

Also, another cool thing would be to go to "Earn free credit" and there you watch ads and get a few credits. It would want people to get free money, while also helping MCM.

Lastly this is just an Idea, please don't hate
I just thought of this, and I know this isn't the perfect plan.​

 

[Brash]

It doesnt work like that.
some times Paypal will be retarded and not give it even though you have 5 pages of proof.[DOUBLEPOST=1457570305][/DOUBLEPOST]
How is this Fraud?
and how's it Illegal?

Maybe you should try calling PayPal then, or get better proof.

 

[Jay]

How about, you are sent the credits but you don't have them until a staff member reviews the proof of your transaction and accepts it.

 

[Corrupt]

How about a currency that uses PayPal as its structure?

 

[Zeiyon]

How about, you are sent the credits but you don't have them until a staff member reviews the proof of your transaction and accepts it.

that would take way to long :|

 

[Jay]

Not if Mick hired more ppl

 

[Zeiyon]

Because it works directly in the same way that money laundering works.
More in specifics, here is a case of a payment system that transacted over $6,000,000,000 before it was shut down for exactly that reason. http://www.dailymail.co.uk/news/art...N-money-laundering-ring--largest-history.html

What are we gonna do about chargebacks?
Who takes the hit?
Why would Mick hire more people to lose money over?
Why would Mick even HELP transact your shady deals?

Don't wanna get scammed? Don't be an idiot.
Smh.

Good point.

 

[iMCGamer]

Also, seeing as this idea is practically identical to OPSkins, i think I should let you know that OPSkins had a legal team to ensure fraudulent chargebacks would be dealt with, because they have ALOT of money at their disposal, I'm not so sure on the resources MCM has compared to a site like OPSkins but it's wouldn't work at all if there was just 1 person dealing with chargebacks.

EDIT: They also verify the ID of the person which apparently mitigates the risk of a chargeback 100% as the buyer cannot dispute an unauthorized transaction. The smaller transactions that are charged back are won through evidence of the buyer agreeing to their terms of agreement.

 

[Mick]

This system has been requested before but it was denied.

mcm makes enough money anyway.

Hahhaaahhaha.

Uhh. No.

Not if Mick hired more ppl

Every problem could be solved if more people were "hired" on MCM, but if we're investing thousands of dollars into a fancy system, it had better be automated.[DOUBLEPOST=1457609389,1457609306][/DOUBLEPOST]Also, this:

I would award you with dumbest idea of 2016 if I could.

Your idea would make MCM a money-laundering scheme. Not to mention it would flag their PayPal for the amount of transactions it would be doing daily and would be nearly impossible to keep up with without extensive backend logs.

You would have to record every incoming payment, who purchased the credits, check if they have charged back before on MCM(because you'd be spawning circulatory money, unlike a rank which is not removable), log who sends money to who, run BTS to check if transactions are fraudulent, if so, how much of a hit does MCM take out of the deal between Member A and Member B...

I really don't think I've heard an idea as incompetent as this one. I mean not even Justis' "remove the ratings system" was as bad as this idea. This is illegal. Like, Liberty Reserve Illegal(without proper government approval).

 

[Zeiyon]

This system has been requested before but it was denied.



Hahhaaahhaha.

Uhh. No.


Every problem could be solved if more people were "hired" on MCM, but if we're investing thousands of dollars into a fancy system, it had better be automated.[DOUBLEPOST=1457609389,1457609306][/DOUBLEPOST]Also, this:

;-;
Thanks for the info...

 

[Jay]

You wouldn't need to invest thousands of dollars into a system?