winning credit card chargebacks via paypal

[Tre]

So I did a deal of $350 a month or two ago, but the user who sent the money wasn't the same user who I sold the item to, so they decided to chargeback. Apparently they payed through credit card because the first chargeback through paypal they lost because it was not fraudulent since they were dumb enough not to use a vpn. Then they chargedback again through the credit card company and they were able to win, even though I contacted paypal explaining how they already lost and it was a lie. So anyways I just wanted to know in the future how to prevent it.

 

[MikeA]

Don't accept credit card payments.

 

[Deep]

You cant..

 

[Tre]

Don't accept credit card payments.

how am I supposed to know? It's through paypal so as far as I know I can only see the amount, not how it was sent.

You cant..

Thats dumb asf, then anyone can chargeback and win anything.

 

[Ivain]

One thing you COULD do is make them agree to terms that say they will not chargeback. Include in those terms that they have the right to a refund if there is a technical issue with the file, or they do not receive it. That way, the initiative would have to come from you
If they break it, you will have a legal case to make, and it will make it a lot easier to convince paypal to have you win the dispute.

If it's with larger sums ($1000+) it would even be worth it to take them to a court. According to paypal's terms, they will divulge private information if there is a legality-based reason to do so.
It will also mean that any company that helps them in returning the money (such as the creditcard company) is aiding them in breaking the terms. I'm not a legal expert so I don't know the exact significance of that, but it does matter somewhat.

That's all you can do, as far as I know.

 

[MikeA]

There is an option in PayPal to not allow payments from credit cards, only from PayPal balances. Not sure exactly where the option is though, you'd have to look around in the merchant options (might be for Premier and Business only.)

 

[Doge]

make them buy bitcoin and pay with bitcoin if they're not trusted

I was thinking about that, but is it possible to legitimately convert BTC to cash/PP?

 

[Ivain]

I was thinking about that, but is it possible to legitimately convert BTC to cash/PP?

It is possible to do so legitimately. As far as I know, bitcoin itself is a legitimate currency that is not illegal to use. However, its often associated with that because it is virtually untraceable.

I'll be looking into the option from MikeA myself.
I also advise the OP to ask Paypal what they recommend you do to prevent it next time.

 

[Doge]

It is possible to do so legitimately. As far as I know, bitcoin itself is a legitimate currency that is not illegal to use. However, its often associated with that because it is virtually untraceable.

I'll be looking into the option from MikeA myself.
I also advise the OP to ask Paypal what they recommend you do to prevent it next time.

Yep, I said legitimately because there are many scams out there where you exchange BTC for PayPal and your BTC gets stolen like that.

 

[Ivain]

"the credit card issuer's requirements".
Aka they can pay their fees at need. further than that CC companies dont give a shit.
Indeed, over $5 it isn't worth it. if we're talking $100 or more though, it might be worth it. And if your customer has signed a legal contract agreeing to not charge back (seem my first post in this thread) then it will be a much easier case.


to Doge, I do not currently know of a legitimate trading website, since I;m not very well versed in the bitcoin department. they do exist, however.