Best way to invest $5k? (Diversified)

[Sensei]

All in?

All in brother. We're going to mars! (obviously not, please listen to the more professional replies in this thread )

 

[Suggestied]

All in brother. We're going to mars! (obviously not, please listen to the more professional replies in this thread )

Haha yeah i know it's meant as a joke :rofl:

 

[solo]

$5K Crypto - These are the investments I'd do:

| $800 Solana
| $600 Enjin Coin (metaverse will boom)
| $1200 DOT (high potential for it to bust in the next year)
| $300 ETH & $300 BTC (just small returns)
| $1400 LRC (High Risk, high reward, IMO it'll pump really hard if the GME thing works out)
| $400 USDT (just keep it there, DCA into some coins every once in a while.

Good luck

 

[MCLaraTeam]

I think you can tray creating one technologie company, software service, hosting provider or something like this.

 

[Suggestied]

$5K Crypto - These are the investments I'd do:

| $800 Solana
| $600 Enjin Coin (metaverse will boom)
| $1200 DOT (high potential for it to bust in the next year)
| $300 ETH & $300 BTC (just small returns)
| $1400 LRC (High Risk, high reward, IMO it'll pump really hard if the GME thing works out)
| $400 USDT (just keep it there, DCA into some coins every once in a while.

Good luck

All in when the crypto market cap is around the ATH is too risky for me [DOUBLEPOST=1636974835][/DOUBLEPOST]

I think you can tray creating one technologie company, software service, hosting provider or something like this.

Yeah i'm thinking about starting multiple SaaS buisnesses[DOUBLEPOST=1636974904][/DOUBLEPOST]

$5K Crypto - These are the investments I'd do:

| $800 Solana
| $600 Enjin Coin (metaverse will boom)
| $1200 DOT (high potential for it to bust in the next year)
| $300 ETH & $300 BTC (just small returns)
| $1400 LRC (High Risk, high reward, IMO it'll pump really hard if the GME thing works out)
| $400 USDT (just keep it there, DCA into some coins every once in a while.

Good luck

But thanks! Will do some more research on the coins i don't know about

 

[TradeHubNoah]

I've always pushed people to invest into shoes, trading crypto and stocks is also a great way.[DOUBLEPOST=1637029541][/DOUBLEPOST]

I've always pushed people to invest into shoes, trading crypto and stocks is also a great way.

If you need help shoot me a message, I'll give you some helpful info on trading.

 

[Suggestied]

I've always pushed people to invest into shoes, trading crypto and stocks is also a great way.[DOUBLEPOST=1637029541][/DOUBLEPOST]
If you need help shoot me a message, I'll give you some helpful info on trading.

sure add me on discord.
Suggestied#1457

 

[Stefatorus]

What's the best way to invest $5,000 (diversified) as a teen? Crypto is a good way in my opinion. But what else? (That you guys think)

Around $1.5k (out of 5k) in crypto is okay I guess.

What do you guys invest in?

I'm not trying to flex, I don't even have $5k at the moment.

Depends on what you're wanting to achieve. Earnings or beating inflation.

My personal investment strategy goes as follows:

• ~6600 dollars into stocks (Mainly Cloudflare, which got me an ROI of 86.6% / 6 months)
• ~3700 dollars into EUR Investment fund focused on the technology sector (11.24% / 6 months - Decent performer)
  
• ~3500 dollars into EUR bonds Investment fund. Poor performer at 0.11% / 6 months.
  
• ~2300 dollars into crypto (Solana got me quite a bit, Fantom & Avalanche helped too). ROI of 30% / 6 months)
• ~1400 dollars into EUR Investment fund focused on the real estate sector (3.24% / 6 months Underperformer)
  
• ~1300 dollars into eastern European country investment fund from Raiffeisen Bank. ROI of 22% / 6 months)
• ~900 dollars into EUR Investment fund focused on the energy sector (oil, gas, etc) Underperformer at 7.23% / 6 months

My total ROI for these 6 months is about ~20%, this with low risk due to high diversification (Over 10 coins held to benefit from general trends in the crypto market, Investment funds having over 20 stocks under their umbrella, etc) and the inflation.



And my advice based on my personal experience with investment until now was:

• Avoid investment funds if you aren't super careful about their management and investment strategy. My investments into Banca Transilvania's asset funds have really poor earnings to risk ratio.
• Diversify, as you'll see fluctuations everywhere. This shields you against losses. Invest in as many sectors and investment spaces as possible. This way, when one goes down, the others perform well, and you see a constant-ish growth. For example, some of my current underperformers in the last 6 months have had decent returns on investment previously.
• Don't act irrationally. Invest carefully and do your research on each company. It's best you invest in what you understand. For example, I've used Cloudflare for years prior to investing in them, and almost had a guarantee they'd grow larger. This certainty is visible in the stock's price right now. I've bought most of my shares at 70$/share, and now CF is at 200$/share. Avoid selling when you're at a loss. Sometimes it's best to cut losses, but when you see a sudden decrease in the stock price, it's often temporary. What you should be worried about is slow but certain decreases in stock price. That means a company is losing favor and often having financial or product issues.
• Don't invest what you don't want to lose or need instantly. Investment funds often have clauses locking you in the investments for a year or so, and if you withdraw early, you incur losses. Stocks can be liquidated quickly but it's often best not to do that as you may have a bad price on your hands. Crypto is absolutely the worst to rely on because it is highly volatile.
• Find a good money route for your crypto investments. Investing with a credit card can incur 4%+ fees. My recommendation is to use stable coins & bank transfers or work through providers that allow you to deposit with fees sub 1%. There are some.
• Be moderate with margin trading. It can be a good way to grow your earnings, especially in the stock market where a good safe company that earns 10% normally can earn you profits of 20-30% with not that much risk, but be careful of being liquidated. If you go with a high margin ratio, you risk losing a lot, especially if you don't understand the risks.
• If you want to make some quick money, investing into companies you don't have any control in is not the best idea. Starting a business is often a orders of magnitude more profitable venture and place to invest your money.

 

[Suggestied]

Invest in random coins via solana in https://raydium.io. Put $10-50 in each. One of them will do 100x, be prepared to lose everything on others (which is a small amount, if you follow the small investment advice)[DOUBLEPOST=1637073108][/DOUBLEPOST]
Oh, and only put ~1k into it, don't put it all.....[DOUBLEPOST=1637073129][/DOUBLEPOST]
this is not investment advice

I checked coinmarketcap, made fetched a program that fetched 5000 new coins and their stats, if i put $10 in every coin it would be around -80%, and to research a lot of coins is also going to cost a long time especially when i'm going to invest in around 500 coins, that would be around checking 2000 projects their whitepaper.[DOUBLEPOST=1637080816][/DOUBLEPOST]

Depends on what you're wanting to achieve. Earnings or beating inflation.

My personal investment strategy goes as follows:

• ~6600 dollars into stocks (Mainly Cloudflare, which got me an ROI of 86.6% / 6 months)
• ~3700 dollars into EUR Investment fund focused on the technology sector (11.24% / 6 months - Decent performer)
  
• ~3500 dollars into EUR bonds Investment fund. Poor performer at 0.11% / 6 months.
  
• ~2300 dollars into crypto (Solana got me quite a bit, Fantom & Avalanche helped too). ROI of 30% / 6 months)
• ~1400 dollars into EUR Investment fund focused on the real estate sector (3.24% / 6 months Underperformer)
  
• ~1300 dollars into eastern European country investment fund from Raiffeisen Bank. ROI of 22% / 6 months)
• ~900 dollars into EUR Investment fund focused on the energy sector (oil, gas, etc) Underperformer at 7.23% / 6 months

My total ROI for these 6 months is about ~20%, this with low risk due to high diversification (Over 10 coins held to benefit from general trends in the crypto market, Investment funds having over 20 stocks under their umbrella, etc) and the inflation.



And my advice based on my personal experience with investment until now was:

• Avoid investment funds if you aren't super careful about their management and investment strategy. My investments into Banca Transilvania's asset funds have really poor earnings to risk ratio.
• Diversify, as you'll see fluctuations everywhere. This shields you against losses. Invest in as many sectors and investment spaces as possible. This way, when one goes down, the others perform well, and you see a constant-ish growth. For example, some of my current underperformers in the last 6 months have had decent returns on investment previously.
• Don't act irrationally. Invest carefully and do your research on each company. It's best you invest in what you understand. For example, I've used Cloudflare for years prior to investing in them, and almost had a guarantee they'd grow larger. This certainty is visible in the stock's price right now. I've bought most of my shares at 70$/share, and now CF is at 200$/share. Avoid selling when you're at a loss. Sometimes it's best to cut losses, but when you see a sudden decrease in the stock price, it's often temporary. What you should be worried about is slow but certain decreases in stock price. That means a company is losing favor and often having financial or product issues.
• Don't invest what you don't want to lose or need instantly. Investment funds often have clauses locking you in the investments for a year or so, and if you withdraw early, you incur losses. Stocks can be liquidated quickly but it's often best not to do that as you may have a bad price on your hands. Crypto is absolutely the worst to rely on because it is highly volatile.
• Find a good money route for your crypto investments. Investing with a credit card can incur 4%+ fees. My recommendation is to use stable coins & bank transfers or work through providers that allow you to deposit with fees sub 1%. There are some.
• Be moderate with margin trading. It can be a good way to grow your earnings, especially in the stock market where a good safe company that earns 10% normally can earn you profits of 20-30% with not that much risk, but be careful of being liquidated. If you go with a high margin ratio, you risk losing a lot, especially if you don't understand the risks.
• If you want to make some quick money, investing into companies you don't have any control in is not the best idea. Starting a business is often a orders of magnitude more profitable venture and place to invest your money.

Where are you located? USA?

I'm located in Curaçao, but i have a passport from Europe so i can use things from Europe. (I'm not sure where to buy stocks)[DOUBLEPOST=1637092798][/DOUBLEPOST]

Depends on what you're wanting to achieve. Earnings or beating inflation.

My personal investment strategy goes as follows:

• ~6600 dollars into stocks (Mainly Cloudflare, which got me an ROI of 86.6% / 6 months)
• ~3700 dollars into EUR Investment fund focused on the technology sector (11.24% / 6 months - Decent performer)
  
• ~3500 dollars into EUR bonds Investment fund. Poor performer at 0.11% / 6 months.
  
• ~2300 dollars into crypto (Solana got me quite a bit, Fantom & Avalanche helped too). ROI of 30% / 6 months)
• ~1400 dollars into EUR Investment fund focused on the real estate sector (3.24% / 6 months Underperformer)
  
• ~1300 dollars into eastern European country investment fund from Raiffeisen Bank. ROI of 22% / 6 months)
• ~900 dollars into EUR Investment fund focused on the energy sector (oil, gas, etc) Underperformer at 7.23% / 6 months

My total ROI for these 6 months is about ~20%, this with low risk due to high diversification (Over 10 coins held to benefit from general trends in the crypto market, Investment funds having over 20 stocks under their umbrella, etc) and the inflation.



And my advice based on my personal experience with investment until now was:

• Avoid investment funds if you aren't super careful about their management and investment strategy. My investments into Banca Transilvania's asset funds have really poor earnings to risk ratio.
• Diversify, as you'll see fluctuations everywhere. This shields you against losses. Invest in as many sectors and investment spaces as possible. This way, when one goes down, the others perform well, and you see a constant-ish growth. For example, some of my current underperformers in the last 6 months have had decent returns on investment previously.
• Don't act irrationally. Invest carefully and do your research on each company. It's best you invest in what you understand. For example, I've used Cloudflare for years prior to investing in them, and almost had a guarantee they'd grow larger. This certainty is visible in the stock's price right now. I've bought most of my shares at 70$/share, and now CF is at 200$/share. Avoid selling when you're at a loss. Sometimes it's best to cut losses, but when you see a sudden decrease in the stock price, it's often temporary. What you should be worried about is slow but certain decreases in stock price. That means a company is losing favor and often having financial or product issues.
• Don't invest what you don't want to lose or need instantly. Investment funds often have clauses locking you in the investments for a year or so, and if you withdraw early, you incur losses. Stocks can be liquidated quickly but it's often best not to do that as you may have a bad price on your hands. Crypto is absolutely the worst to rely on because it is highly volatile.
• Find a good money route for your crypto investments. Investing with a credit card can incur 4%+ fees. My recommendation is to use stable coins & bank transfers or work through providers that allow you to deposit with fees sub 1%. There are some.
• Be moderate with margin trading. It can be a good way to grow your earnings, especially in the stock market where a good safe company that earns 10% normally can earn you profits of 20-30% with not that much risk, but be careful of being liquidated. If you go with a high margin ratio, you risk losing a lot, especially if you don't understand the risks.
• If you want to make some quick money, investing into companies you don't have any control in is not the best idea. Starting a business is often a orders of magnitude more profitable venture and place to invest your money.

What is your discord? [DOUBLEPOST=1637093303][/DOUBLEPOST]Just put $2112 in etoro, going to put it into the stock market. Multiple ETF's and maybe some invidual stocks.

 

[Alexej27]

Invest in yourself, doesnt have to be 5000$ maybe buy some books some courses that generally interest you and that you checked out for a while. I do not believe you will have luck within the crypto market except when using a signal group maybe or something similair. What i´d do is to try to scale existing projects if there are any and if not try to make one or buy one.

 

[Suggestied]

Invest in yourself, doesnt have to be 5000$ maybe buy some books some courses that generally interest you and that you checked out for a while. I do not believe you will have luck within the crypto market except when using a signal group maybe or something similair. What i´d do is to try to scale existing projects if there are any and if not try to make one or buy one.

Read a lot of financial books :tup:

crypto is high risk, high rewards, and i am willing to take some risk. Going to buy when it’s not around the ATH tho.

 

[demha]

Maybe a flagging system then? Would notify higher level staff if the resolver responsible has not done anything. I understand that people have irl issues and stuff. But I have been waiting for weeks on my scam report (business account) - it has been weeks since Ellie said "will be closed within 48 hours" lol

Not trying to complain or anything

All in?

depends. analyse the graph for doge and check if there's gonna be a dip soon. if so, buy when the dip occurs.

 

[Suggestied]

depends. analyse the graph for doge and check if there's gonna be a dip soon. if so, buy when the dip occurs.

(It was a joke, i’m not going to buy into a meme coin. And if i do, not all in. I want do diversify)

 

[Suggestied]

NFT?

Imo they are worthless.

Why would normal people buy them? Same for paintings, why would someone buy a $750k painting?
I also think paintings are worthless (That's probably why i also think NFT's are worthless & useless), most of the times they only get used for money laundering, same for NFT's.

Game NFT's i could understand, but useless nft's? no.

 

[demha]

(It was a joke, i’m not going to buy into a meme coin. And if i do, not all in. I want do diversify)

(i was fucking around too)

 

[Kalinox]

Get helium. It costs 500$ and you'll get roughly 10 to 20$ a day from it. The only problem is it takes 20 weeks to get the machine. The other thing is you can ask your friends to pay them like 1$ per day in exchange for installing the machine at their place. Thank me later.

 

[Stefatorus]

I checked coinmarketcap, made fetched a program that fetched 5000 new coins and their stats, if i put $10 in every coin it would be around -80%, and to research a lot of coins is also going to cost a long time especially when i'm going to invest in around 500 coins, that would be around checking 2000 projects their whitepaper.[DOUBLEPOST=1637080816][/DOUBLEPOST]
Where are you located? USA?

I'm located in Curaçao, but i have a passport from Europe so i can use things from Europe. (I'm not sure where to buy stocks)[DOUBLEPOST=1637092798][/DOUBLEPOST]
What is your discord? [DOUBLEPOST=1637093303][/DOUBLEPOST]Just put $2112 in etoro, going to put it into the stock market. Multiple ETF's and maybe some invidual stocks.

Stefatorus#9382